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Whom to Contact (Qualifying) - Q & A
| Q: |
Where do I
get information about housing discrimination? |
| A: |
For
information about housing discrimination, call the U.S. Department of
Justice at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530 or your
local U.S. Department of Housing and Urban Development office.
For detailed information, the booklet, "Your Loan is Denied,
Defending Yourself Against Mortgage Lending Discrimination," is
available from the Center for Investigative Reporting, 500 Howard
Street, Suite 206, San Francisco, CA 94105-3008 or call (415) 543-1200.
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| Q: |
Where do I
get information on consumer credit laws? |
| A: |
For
information on consumer credit laws, contact the National Foundation for
Consumer Credit, 8701 Georgia Ave., Suite 507, Silver Springs, MD 20910;
call (301) 589-5600. |
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| Q: |
Where do I
get a copy of my credit report? |
| A: |
For
a copy of your own credit report, call one of the three main national
credit reporting agencies: Equifax, (800) 685-1111; Experian, (800)
392-1122 or Trans Union, (312) 408-1050. The bureaus also should provide
instructions on how to read their report and dispute any inaccuracies it
contains. |
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| Q: |
Where do I
get information on who regulates lenders? |
| A: |
The
following regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division, Washington, D.C.,
(800) 613-6743.
* Office of Thrift Supervision, Consumer Affairs, Washington, D.C.,
(202) 906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C.,
(800) 934-3342.
Your state departments of real estate or commerce also may regulate
the lenders in your area.
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| Q: |
Where do I
get information on finding the best loan? |
| A: |
For
information on how to find the best home loan, check out this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers
Association of America, 1125 15th St., N.W., Washington, DC 20005; call
(202) 861-6500.
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| Q: |
Where do I
get information on mortgages? |
| A: |
For
information on mortgages, check out the following sources for
information:
* American Bankers Association; (202) 663-5000.
* Mortgage Bankers Association of America, 1125 15th St., N.W.,
Washington, DC 20005; (202) 861-6500. |
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| Q: |
Where can I
get a list of mortgage brokers? |
| A: |
For
information on mortgage brokers, contact the National Association of
Mortgage Brokers at (703) 610-9009 |
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Copyright 1999 Inman News Features
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